Terms and Conditions
Last updated on: January 23, 2020
This agreement between you and SBA.com (“SBA.com” or “we” or “our”) consists of the following Terms and Conditions. SBA.com owns and operates the website located at www.SBA.com, (the “Site”). SBA.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms and Conditions. By accessing and using the Site, you accept and agree, without limitation, to the following:
PRODUCTS AND SERVICES
You understand and agree that SBA.com is not a lender and is not the creditor for or issuer of the products featured on the Site. Any products or services advertised at this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers. SBA.com is also not a broker and does not broker any products or services.
LOAN REQUEST POLICY
SBA.com is not a lender and does not accept loan applications. It only accepts requests to be connected with lenders. Lender may use the information you provide on this site for your application for credit with that lender. Your receipt of an electronic or other form of confirmation that your request has been submitted does not signify any acceptance of your application with your lender, nor does it constitute confirmation of any offer to fund. SBA.com may require additional verifications or information before accepting any request. SBA.com is not responsible for request on the site or applications to lenders that cannot be funded or unsuccessful funding applications arising from an applicant’s ineligibility to qualify for the funding opportunity.
You must be 18 years or older to use the Site. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.
COMPLIANCE WITH LAWS
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by SBA.com, its licensees, or other third parties who have authorized use of such properties on the Site. Make specific note of the registered trademarks for “SBA” and “SBA.COM” found on the Site.
SBA.com grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a payday advance from SBA.com or its affiliates for your non-commercial, personal use. SBA.com reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of SBA.com. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.
LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
SBA.com uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. SBA.com makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.
NEITHER SBA.COM NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law in each jurisdiction.
THIRD PARTY CONTENT
The Site may contain links to sites maintained by third parties. SBA.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
SBA.com utilizes secure technology to protect your personal information. Although SBA.com has taken reasonable measures to provide for the security of certain information that you submit to the Site, SBA.com cannot guarantee that this information will not be intercepted or decrypted by others. SBA.com accepts no responsibility for such interception or decryption.
SBA.com is not your agent, or is it the agent of the issuer of any payday loan or any supplier with respect to your decision to obtain a payday loan or other financial offering. SBA.com may receive compensation for third parties for goods, facilities or services that SBA.com provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.
The owner of the Website is based in the United States. We provide this Site for use only by persons located in the United States. We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.
If the Site contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
Accessing the Website and Account Security
We reserve the right to withdraw or amend this Site, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, to users, including registered users.
You are responsible for: (a) Making all arrangements necessary for you to have access to the Site, (b) ensuring that all persons who access the Site through your internet connection are aware of these Terms and Conditions and comply with them.
If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Site or portions of it using your user name, password, or other security information.
You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms and Conditions.
LAW AND VENUE
ARBITRATION; LIMITATION ON TIME TO FILE CLAIMS
At Company’s sole discretion, it may require You to submit any disputes arising from the use of these Terms and Conditions or the Site, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Nevada law.
By using the Site, you agree to indemnify and hold SBA.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.
See also the physical address found in the footer of this Site.