Terms and Conditions

Last updated on: January 23, 2020

This agreement  between you and SBA.com (“SBA.com” or “we” or “our”) consists of the following Terms and Conditions. SBA.com owns and operates the website located at www.SBA.com, (the “Site”). SBA.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms and Conditions.  By accessing and using the Site, you accept and agree, without limitation, to the following:

PRODUCTS AND SERVICES

You understand and agree that SBA.com is not a lender and is not the creditor for or issuer of the products featured on the Site.  Any products or services advertised at this site or made available to you after you receive a financial product from an issuer are by and remain the sole responsibility of the respective product vendors and service providers. SBA.com is also not a broker and does not broker any products or services.

LOAN REQUEST POLICY

SBA.com is not a lender and does not accept loan applications. It only accepts requests to be connected with lenders. Lender may use the information you provide on this site for your application for credit with that lender. Your receipt of an electronic or other form of confirmation that your request has been submitted does not signify any acceptance of your application with your lender, nor does it constitute confirmation of any offer to fund. SBA.com may require additional verifications or information before accepting any request. SBA.com is not responsible for request on the site or applications to lenders that cannot be funded or unsuccessful funding applications arising from an applicant’s ineligibility to qualify for the funding opportunity.

RESTRICTIONS

You must be 18 years or older to use the Site. You agree not to use this Site or any content contained in it for any illegal or inappropriate activities.

COMPLIANCE WITH LAWS

You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Site and your purchase of products or services through the Site’s third party affiliates. SBA.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or appropriate authorities. If SBA.com becomes aware, through a complaint or otherwise, of any potential or suspected violation of these Terms of Use or of its privacy policy (“Privacy Policy”), SBA.com may (but is not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action, during which investigation SBA.com may suspend services to any customer being investigated and/or remove any material from SBA.com’s servers. You agree to cooperate fully with any such investigation. You acknowledge that violations of the Terms of Use or the Privacy Policy could be subject to criminal or civil penalties.

INTELLECTUAL PROPERTY

The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by SBA.com, its licensees, or other third parties who have authorized use of such properties on the Site. Make specific note of the registered trademarks for “SBA” and “SBA.COM” found on the Site.

SBA.com grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a payday advance from SBA.com or its affiliates for your non-commercial, personal use. SBA.com reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of SBA.com. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES

SBA.com uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. SBA.com makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.

NEITHER SBA.COM NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law in each jurisdiction.

THIRD PARTY CONTENT

The Site may contain links to sites maintained by third parties. SBA.com is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

PRIVACY

SBA.com’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through the Site in accordance with the Privacy Policy available at http://www.SBA.com/privacy-policy.  The Privacy Policy sets out your rights and SBA.com’s responsibilities with regard to your personal information.  SBA.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. You agree that SBA.com, in its sole discretion, may modify the Privacy Policy, and You further agree that, by using the Site after such modifications become effective, You have agreed to these modifications. You acknowledge that if you do not agree to any such modification, you will terminate use of the Site.

SECURITY

SBA.com utilizes secure technology to protect your personal information.  Although SBA.com has taken reasonable measures to provide for the security of certain information that you submit to the Site, SBA.com cannot guarantee that this information will not be intercepted or decrypted by others.  SBA.com accepts no responsibility for such interception or decryption.

SITE USE

SBA.com is not your agent, or is it the agent of the issuer of any payday loan or any supplier with respect to your decision to obtain a payday loan or other financial offering.  SBA.com may receive compensation for third parties for goods, facilities or services that SBA.com provides to third parties under separate contact.  Such goods, facilities or services may or may not relate in any way to your use of the Site.  You agree to any such compensation arrangement whether or not related in any way to your use of the Site.

Geographic Restrictions

The owner of the Website is based in the United States. We provide this Site for use only by persons located in the United States. We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

Links

If the Site contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Site, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Accessing the Website and Account Security

We reserve the right to withdraw or amend this Site, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, to users, including registered users.

You are responsible for: (a) Making all arrangements necessary for you to have access to the Site, (b) ensuring that all persons who access the Site through your internet connection are aware of these Terms and Conditions and comply with them.

To access the Site or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Site that all the information you provide on the Site is correct, current, and complete. You agree that all information you provide to register with this Site or otherwise, including but not limited to through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose, or are provided with, a user name, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Site or portions of it using your user name, password, or other security information.

You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. We have the right to disable any user name, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms and Conditions.

LAW AND VENUE

You agree that any legal action brought against us shall be governed by the laws of the State of Nevada, without regard to conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the Site shall be an appropriate federal or state court located in Nevada. SBA.com makes no representations that the content in the Site is appropriate for access outside the United States. Those who choose to access the Site from outside the United States do so on their own initiative and are responsible for compliance with local laws. If any provision within this Terms of Use is held to be invalid or unenforceable, such provision shall be struck and all remaining provisions shall be enforced.

ARBITRATION; LIMITATION ON TIME TO FILE CLAIMS

At Company’s sole discretion, it may require You to submit any disputes arising from the use of these Terms and Conditions or the Site, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Nevada law.
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

 MODIFICATION

SBA.com reserves the right to modify these Terms of Use from time to time. All changes are effective immediately when we post them. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions. You are expected to check this page each time you access this Site so you are aware of any changes, as they are binding on you.

INDEMNIFICATION

By using the Site, you agree to indemnify and hold SBA.com, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.

VIOLATION OF THE TERMS OF USE

By using the Site, you understand and agree that SBA.com, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered on the Site, and may remove any content you have provided if SBA.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, that your conduct is disruptive, or you have violated the law or the rights of SBA.com or another user.

MISCELLANEOUS

All rights not expressly granted are reserved to SBA.com. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation hereof or thereof. A party’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and therein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.

CONTACT INFORMATION

support@sba.com

See also the physical address found in the footer of this Site.