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How do the $10 million cap and affiliation rules work for franchises?
If a franchise brand is listed on the SBA Franchise Directory, each of the franchisees that meet PPP criteria can apply for a PPP loan. The $10 million cap applies separately to each franchisee. The franchise cannot apply on behalf of the franchisee. If your franchise brand has been denied listing on the Directory because of affiliation between franchisor and franchisee, you may request listing to participate in the PPP.
You just learned about: 10 Million Cap Affiliation Rules